A vehicle’s title is a crucial legal document, serving as proof of ownership. Losing, damaging, or having your Utah vehicle title stolen can create significant hurdles, especially when you need to sell your vehicle, transfer ownership, or use it as collateral. Fortunately, the Utah Division of Motor Vehicles (DMV) provides a straightforward process for obtaining a duplicate title.
This guide will walk you through the necessary steps, required documentation, and associated fees to replace your Utah vehicle title efficiently, ensuring you can maintain clear legal ownership of your asset.
When You Need a Duplicate Vehicle Title in Utah
You will need to apply for a duplicate title in several common scenarios:
- Lost Title: Your original title cannot be located.
- Stolen Title: Your title has been stolen, and you need a replacement to prevent fraudulent activity.
- Damaged Title: The original title is defaced, unreadable, or otherwise compromised.
- Never Received Title: You purchased a vehicle and never received the title in the mail.
How to Replace a Vehicle Title in Utah (Complete Process)
The process for obtaining a duplicate title in Utah is consistent, regardless of whether your title was lost, stolen, or damaged. The primary method involves completing a specific application form and submitting it with the required fee.
Step 1: Complete Form TC-123 (Application for Duplicate Utah Title)
The cornerstone of the title replacement process is Form TC-123, Application for Duplicate Utah Title . This form requires detailed information about the vehicle and its owner(s). Ensure all sections are completed accurately to avoid delays.
Key information required on Form TC-123 includes:
- Vehicle Identification Number (VIN)
- Year, make, and model of the vehicle
- Your full legal name and current address
- Signature of all registered owners
- Lienholder information, if applicable (a lienholder’s signature may be required if there is an active lien on the vehicle)
Step 2: Gather Required Documents for a Utah Duplicate Title
While Form TC-123 is the main document, you may need additional items depending on your specific situation:
Proof of Identity: A valid government-issued photo ID (e.g., driver’s license, state ID card). If you need to update your driver’s license address, you can find information on the Utah DMV address change process.
Lien Release: If there was a lien on your vehicle that has since been satisfied, you must provide a lien release from the financial institution. The lienholder’s signature on Form TC-123 may also serve as a release.
Power of Attorney: If someone is applying on your behalf, they must present a valid Power of Attorney document.
Step 3: Pay the Utah Duplicate Title Fee
A fee of $6.00 is required for each duplicate Utah title application . This fee is standard across all application methods.
Step 4: Submit Your Utah Duplicate Title Application
Utah offers several convenient ways to submit your completed Form TC-123 and payment:
| Submission Method | Description | Processing Time | Payment Options |
| Online | Utilize the Utah Motor Vehicle Registration (MVR) online system if available for duplicate titles. This is often the fastest electronic option. | Typically 1-2 weeks | Credit/Debit Card |
| By Mail | Send the completed Form TC-123 and a check or money order for $6.00 to the Utah State Tax Commission, Motor Vehicle Division. | 2-4 weeks (plus mail time) | Check, Money Order |
| In-Person | Visit a local Utah DMV office. While some offices offer immediate processing, it’s advisable to check their services beforehand. You can find information on scheduling a DMV Utah appointment to minimize wait times. | Same day to 1 week | Cash, Check, Credit/Debit Card |
Special Situations for Utah Title Replacement
Vehicles with an Active Lien
If there is an active lien on your vehicle, the lienholder typically holds the original title. To obtain a duplicate, the lienholder must either apply for it directly or provide their signature on your Form TC-123, indicating their consent.
Out-of-State Titles
If your vehicle was previously titled in another state and you are now seeking a Utah title, this is considered an out-of-state title transfer, not a duplicate title. The process is more involved and will require different documentation, similar to what is needed for a Utah out of state license transfer.
Selling a Vehicle with a Duplicate Title
Once you receive your duplicate title, it holds the same legal validity as the original. You can use it to sell your vehicle or transfer ownership as needed.
Frequently Asked Questions
Processing times vary by submission method. Online applications typically result in receiving your duplicate title within 1 to 2 weeks. Mailed applications can take 2 to 4 weeks, plus postal delivery time. In-person applications might offer same-day service, but it’s best to confirm with the specific DMV office.
Yes, you can apply for a duplicate Utah title even if you reside out of state. The process remains the same: complete Form TC-123, include the $6.00 fee, and submit it by mail. Ensure your current mailing address is clearly indicated on the form.
If the vehicle has multiple owners listed on the original title, all owners typically must sign Form TC-123 for the duplicate title application to be processed. If one owner cannot be present, a Power of Attorney may be required.
Conclusion
Replacing a lost, stolen, or damaged vehicle title in Utah is a critical task that ensures your legal ownership is clear and documented. By accurately completing Form TC-123, paying the $6.00 fee, and submitting your application through the most convenient method, you can quickly secure your duplicate title.
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