In North Carolina, transferring a vehicle title is a legal process that requires more than just a handshake and an exchange of keys. One of the most common points of confusion for buyers and sellers is whether both individuals must physically go to the DMV together to finalize the sale.
While it is often simpler to complete the transaction in person, both parties do not strictly need to be present at the DMV simultaneously. However, North Carolina’s strict notarization laws mean the seller must complete specific steps before the buyer can legally register the vehicle.
1. The Real Requirement: Notarization
The reason people often think both parties must be present is the notary requirement. In North Carolina, the seller’s signature on the back of the title must be notarized.
- The Seller’s Role: The seller must sign the title in the physical presence of a notary public. If the buyer is not there, the seller can have their signature notarized independently and then hand the completed, notarized title to the buyer.
- The Buyer’s Role: The buyer must also sign the title, but they do not necessarily have to do it in front of the same notary at the same time as the seller. However, the buyer must have the notarized title in hand before they can visit a License Plate Agency to finish the transfer.
2. Joint Ownership: Understanding “And” vs. “Or”
If the vehicle is owned by more than one person, the wording on the existing title determines who must be involved in the sale:
| If the title says… | Then… |
| Owner A AND Owner B | Both owners must sign the title and have their signatures notarized to sell the vehicle. |
| Owner A OR Owner B | Only one of the owners needs to be present to sign and notarize the document. |
3. Necessary Paperwork for the Transfer
To ensure the NCDMV accepts your application, you must provide a complete packet of documents. Errors or missing signatures will lead to a rejected transfer.
- The Original Title: Must be the physical original, signed by the seller and notarized.
- MVR-1 (Title Application): The primary form used to apply for a new NC title.
- Damage Disclosure Statement (MVR-181): Required if the vehicle is less than 10 years old.
- Odometer Disclosure: Usually integrated into the back of the title or the MVR-1 form.
- Proof of Insurance: You must show a valid North Carolina insurance policy (Form FS-1 or a digital policy card) in the buyer’s name.
4. Step-by-Step Title Transfer Process
If you are the buyer, follow these steps to move the vehicle into your name:
- Receive the Notarized Title: Ensure the seller has signed the “Assignment of Title” section and a notary has stamped it.
- Complete the MVR-1 Form: Fill out your personal information as the new owner.
- Visit a License Plate Agency: While many counties allow walk-ins for title work, scheduling a North Carolina DMV appointment can help you avoid long queues, especially at high-volume metropolitan offices.
- Pay Fees and Taxes: Be prepared to pay the title fee and the Highway Use Tax (HUT).
5. Fees and Taxes (2026 Updated)
North Carolina charges a flat fee for the title itself, but the total cost of the transfer depends on the value of the vehicle.
- Title Fee: $56.00 (Standard) or $105.75 (Instant).
- Highway Use Tax (HUT): 3% of the vehicle’s purchase price (or the fair market value if the price is significantly lower).
- Plate/Registration Fee: Varies by vehicle type (typically $38.75 for standard passenger vehicles).
Frequently Asked Questions
Yes. If the seller or buyer cannot be present to sign, a notarized Power of Attorney (MVR-63) form allows a designated representative to sign on their behalf. This is common for out-of-state sales or military personnel.
No. In North Carolina, a Bill of Sale is a helpful record of the transaction but is not legally required for the title transfer itself, nor does it need to be notarized. The title is the only document that requires a notary’s stamp.
Do not use white-out or cross anything out. Any alterations to a title can void it. If a mistake is made, the seller will likely need to apply for a duplicate title before the sale can proceed.
Conclusion:
While both parties do not need to stand in line at the DMV together, the seller’s signature must be notarized before the buyer can take the title to an agency. Understanding the distinction between “And/Or” ownership and ensuring your insurance is active in the buyer’s name are the two most important factors in preventing a rejected application.
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